Multi-dimensional poverty demands multi-dimensional support — financial, social, livelihood, healthcare, childcare and educational.
No. of communities: 279
Direct beneficiaries: 18,430
Total family members impacted: 73,720
Graduated beneficiaries: 14,177
At Parinaam, we have been fortunate to witness thousands of transformations, from poverty to financial freedom, from dependence to self-support, from diffidence to confidence and expresssion.
Women from urban-poor communities across Bangalore use our Urban Ultra Poor Program (UUPP) as a platform to access livelihood opportunities and achieve financial independence. UUPP is a multidimensional initiative designed primarily to optimise women’s agency in ultra-poor communities, but it provides support to the family as well.
UUPP helps members of the community access benefits, subsidies and services provided by the government. It also supports the community with education, healthcare, sanitation, livelihood development and financial literacy.
Over time, we have been able to focus our efforts and reduce the costs incurred to support a family in its journey out of poverty — the current cost stands at Rs. 9,054/ family.
Vijayalakshmi & Daughter Enterprises
Vijayalakshmi has always been a tireless worker. But the difference between yesterday and today is that yesterday she was employed, but today she is independent. Vijayalakshmi worked in a tailoring shop, earning Rs. 6000/month. This is all she had, to look after her daughter Anitha. Making ends meet as a single mother was a very tough task indeed.
Then Vijayalakshmi got introduced to the Urban Ultra Poor Program and realised that there was a lot more she could do. She got herself a sewing machine, received self-employment training and essential resources and took her first steps towards financial independence. Today, she runs her own tailoring business, earning Rs. 9,000 per month — bring her the financial confidence she long desired. Additionally, she also has access to social security schemes now, such as Ayushman Bharat and E-Shram.
Meanwhile, Anitha has completed her beautician training at Shambhava Foundation and has acquired for herself a professional beautician kit. With skills and tools now at hand, Anitha has successfully launched her own home-based beauty business. Her dedication and skill earn her Rs. 8,000 per month, contributing significantly to the household income.
Vijaylakshmi and Anitha and their enterprising journeys are a testament to the power of opportunity and determination. They have broken the cycle of financial hardship and graduated to a brighter, more secure future.
Sridevi Chats
Kiran Mazumdar-Shaw is probably the first and the most famous. But today’s Bangalore is home to many, many women entrepreneurs – young women setting up unicorns and empires. We read about them and hear them at fests across tech and lit and art. But it is unlikely that you know of Sridevi.
Sridevi runs Sridevi Chaats at Singasandra. She is a One-Woman- Chaat-Army taking on a male-dominated business. And she is making a good, wholesome fight of it. This is Sridevi’s story (which you are unlikely to read about it in Your Story.) Sridevi was a househelp earning Rs. 7000 a month and her husband used to work in a garment factory. But with 2 children finishing school and the cost of living headed north every day, Sridevi and her husband had to take a few calls, tough ones. One of them was for her husband to quit his physically taxing job in the garment factory and buy an auto-rickshaw — this was a risk, but here he could be his own boss and earn better.
Sridevi was wondering how to break out of her vicious househelp cycle when she attended one of Parinaam’s Urban Ultra Poor Program sessions where there were discussions on alternative opportunities. It was here that she decided to take a risk and plunge into entrepreneurship. She got a cart from Parinaam and had to figure what she wanted to do with it.
That’s when she came up with Sridevi’s Chaats. But no one will prefer your chaat just because you have taken on a male-dominated business. Which is where she decided to add a little Karnataka flavour to her chaats. And that made her chaats world-famous in Singasandra.
She sends her children off to school, gets some rest and then starts getting her chaats ready at 2. At 6, she is at her cart attending to her regular customers. With her idea, she has more than doubled her monthly income and her husband now earns more with his rickshaw.
If you are ever passing Singsandra, take a pit stop at Sridevi Chaats. You will get to meet an entrepreneur that the media missed. And even better, you will get to taste her phenomenal chaat!
cycle when she attended one of Parinaam’s Urban Ultra Poor Program sessions where there were discussions on alternative opportunities. It was here that she decided to take a risk and plunge into entrepreneurship. She got a cart from Parinaam and had to figure what she wanted to do with it. That’s when she came up with Sridevi’s Chaats. But no one will prefer your chaat just because you have taken on a male-dominated business. Which is where she decided to add a little Karnataka flavour to her chaats. And that made her chaats world-famous in Singasandra.
She sends her children off to school, gets some rest and then starts getting her chaats ready at 2. At 6, she is at her cart attending to her regular customers. With her idea, she has more than doubled her monthly income and her husband now earns more with his rickshaw.
If you are ever passing Singsandra, take a pit stop at Sridevi Chaats. You will get to meet an entrepreneur that the media missed. And even better, you will get to taste her phenomenal chaat!
Jayamma
With Operation Flood (also called the White Revolution), India went from being a milk-deficit nation to becoming a milk-surplus one. Dr. Varghese Kurien’s efforts also saw the birth of many, many entrepreneurs across Gujarat. And later, the rest of India. Jayamma was very young and pregnant with her second child when her husband passed away. With the financial (and social) background the family came from, being a widow with two children literally meant staring at an abyss.
Today Jayamma is 60. And she has 9 cows that she looks after. Or as she puts it, “look after her”. These 9 cows, including Krishnaveni and Manjamma, are Jayamma’s little White Revolution. The revolution that helped her keep herself and her two children alive and well all these years. Today, her daughter has 3 college-going daughters and her son, who is not interested in the dairy business, has a business of his own. And then there is little Darshan, who Jayamma cannot stop talking about. Appu, as she fondly calls him, is her grandson and loves her cows.
Appu loves her and would like to spend the whole day with her, she claims. But she pushes him off to school every day. Appu is back by 3:30pm and joins her to tend to the 9 heroines of the family. (There was a 10th, Lakshmi, who Jayamma lost recently.)
Jayamma only keeps cows, never oxen. For the simple reason that cows can give birth and give her milk. And help her “save for Appu’s future”.
No one will write about Jayamma or do an ad about her. For the simple reason that there are many, many women like her across India. Women who plunge into the abyss and climb out the other side, saving themselves, saving their families. And here, we would also wish to thank HSBC, who helped Parinaam partner Jayamma's community.
Jayamma is not an entrepreneur you know. Or need to know. But it is the contributions of many, many little entrepreneurs like her that created the giant wave we call Operation Flood! So alongside Dr. Kurien, a salute to Jayamma as well.
Each of the community transformations we witness is an incredible story.
It has taken us years to streamline the Urban Ultra Poor Program. And we are still trying to better it.
UUPP — multi-dimensional impact
| Intervention | Impact metrics | Impact in numbers | Impact in words |
|---|---|---|---|
| Our communities, our beneficiaries | Urban communities enrolled Primary participants impacted Total family members impacted Participants graduated from poverty |
279 18,430 73,720 14,177 |
Individual interventions look tiny, but cumulative impacts are transformational. Our summer camps, for example To most they appear a fun vacation. But we have a different purpose. Our camps ensure mothers can go to work, earn. Ensure our children are kept away from the wrong company during vacations. |
| Livelihood impact | Participants accessing job search and linkage services Youth equipped with employment skills and opportunities Individuals establishing micro-enterprises Families achieving higher household income |
4423 465 246 11,257 |
A few years post intervention, when we look at our communities, there is a lot of change we see. In what people do for a living, in how they live, in how important education is for their children and many more such soft indices. But the one benchmark we look at, which is most indicative of transformation, is the increase in their household income. |
| Childcare and education | Tuition centres established Students in our tuition centres Students with regular attendance in school Students in Parinaam Academic Adoption Program |
163 9863 12,733 1863 |
There are two things that stand out for us in our educational interventions. The first is the change in how relevant parents think education is, post intervention. And the second is the self-belief and the dreams in the eyes of the children we work with. No numbers can explain that feeling. |
| Financial Literacy Program (FLP) | Participants completing the program Active bank account holders |
15,381 14,219 |
A financially literate woman is the foundation of a financially stable family. This should become the credo of the UN or something! |
| Healthcare | Health camps organised Community members attending health camps Individuals completing health awareness training |
302 29,509 14,879 |
Tiny infections and ailments can often impact ultra-poor families significantly. A simple fever for a child can mean the mother cannot earn that day. Being ill-informed about birth control can be a major issue. Our health camps make a great difference to their daily life. |
| Social security | Participants with valid KYC documents Participants and families enrolled for Labour Card Participants and families enrolled in E-shram Participants and families enrolled in Ayushman Bharat |
17,340 2437 7702 10,760 |
The government has many programs for the ultra-poor. But they often lack information about these programs and do not have access to them. Ensuring their documentation is in place makes a huge difference to their lives, their identity and their creditworthiness. |
Graduate a family from generational poverty @ Rs. 9054/family
The process and the impact
Financial services
• 80% should be trained on savings and budgeting
xx%
Social support
• 80% construction workers should enroll for Labour card
• 80% members should have Ayushman Bharath insurance
xx%
xx%
Livelihood interventions
• 100% livelihood analysis tracking on monthly basis
• 75% assisted with job search and linkage services
• 25 youth linked to vocational training and job opportunities
• 10 beneficiaries trained on micro business
xx%
xx%
xx%
xx%
Healthcare
• 80% undergo training on curated health education modules
• 75% of 1-14 yo children dewormed once in 6 months
• 75% children vaccinated per PHC regs (3 months - 5 years)
xx%
xx%
xx%
Childcare & Education
• 75% children will get tuition / homework support
• 75% children will participate in summer camp
x%
x%